CA Sea Change Atlas
County Profiles Humboldt County
Data as of 2026-10-22

Flood hazard · Humboldt County, CA

Flood hazard

To create the beginnings of a vulnerability assessment, this snapshot combines local vulnerability data with maps that depict the 100-year floodplain.

People at Risk

Rising populations in flood prone areas exacerbate flooding risk. Impacts can be greater to the elderly or those with a low income, as these citizens may not have the resources to adequately prepare or recover.

4.0%

of Humboldt County’s land area is inside the FEMA 100-year floodplain.

Share of population at risk

Flooded Facilities Can't Provide Critical Services

First responders. Hospitals. Shelters. All play a central role in response and recovery. Incorporating vulnerability information into planning efforts save lives (fewer instances where critical services are made unavailable) and is cost effective (fewer damages to facilities).

3.1%

of the critical facilities in Humboldt County falls within the FEMA 100-year floodplain.

Critical facilities, by type.

Schools: Inside the floodplain 1, Outside the floodplain 83. Police stations: Inside the floodplain 0, Outside the floodplain 8. Fire stations: Inside the floodplain 4, Outside the floodplain 61. Medical facilities: Inside the floodplain 0, Outside the floodplain 6. 0 20 40 60 80 1.2% 0% 6.2% 0% Schools Police stations Fire stations Medical facilities

Critical facilities, by type: data table

CategoryInside the floodplainOutside the floodplain
Schools183
Police stations08
Fire stations461
Medical facilities06

Homes at Risk

Flooding is costly for homeowners, no doubt. But the community also shares in the cost as lowered property values negatively affect tax revenues.

$2.44M

paid by the National Flood Insurance Program on 122 claims in Humboldt County since 1996.

NFIP payouts by five-year period.

1996–2000: $763,019. 2001–2005: $897,925. 2006–2010: $9,028. 2011–2015: $9,138. 2016–2020: $166,715. 2021–2025: $595,323. $0 $200k $400k $600k $800k $763k $897.9k $9k $9.1k $166.7k $595.3k 1996–2000 2001–2005 2006–2010 2011–2015 2016–2020 2021–2025

NFIP payouts by five-year period: data table

CategoryValue
1996–2000$763,019
2001–2005$897,925
2006–2010$9,028
2011–2015$9,138
2016–2020$166,715
2021–2025$595,323
Sources OpenFEMA NFIP claims (2026-09-08)

Being Underwater Is Not a Good Business Plan

Flood-related losses of services, revenues, and salaries can hit a community hard.

8.8%

of all 48,178 jobs in Humboldt County are in the FEMA 100-year floodplain.

A Better Future is a Greener Future

How do past development trends in your county compare to today’s approach? Development in flood-prone areas should be kept to a minimum. Creating more greenspace, which acts as a flooding buffer, lowers flood risk. Adding more impervious surfaces (even outside of the floodplain) can increase runoff and exacerbate flooding.

45.9%

(62.7 square miles) of the designated 100-year floodplain are natural features.

Development added, 1996–2021, as a share of land developed by 2021

Digging Deeper

Go further with Humboldt County's flood hazard in the atlas's other tools.

About this data

Data, methods and citation

Snapshot
2026-10-22 · all snapshots
Methodology
Version 1 · what changed

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Recommended citation

California Sea Change Atlas. (2026, October 22). Humboldt County coastal county profile: Flood hazard. https://seachangeatlas.org/county-profiles/county/humboldt/2026-10-22/flood-hazard/

SourcePeriod coveredRetrieved
Census ACS 5-year estimates (2020–2024)20242026-10-22
Census 2020 tabulation blocks (TIGERweb)20202026-10-22
FEMA National Flood Hazard Layer2016-11-04 to 2017-06-212026-10-22
USGS National Structures Dataset2026-07-302026-10-22
OpenFEMA NFIP claims2026-09-082026-10-22
LEHD LODES8 workplace area characteristics20232026-10-22
NOAA C-CAP regional land cover1996-01-01 to 2021-12-312026-10-22